Investing for Retirement: Longevity and Diversification

Investing for retirement is, in some ways, easy. But once it comes to investing during retirement, and investing during retirement for income, things get a bit more difficult. For one, there's the risk of longevity. "The biggest question that we can never answer is, 'How long are we going to need the money?'" says Spencer Betts, a certified financial planner with Bickling Financial Services. "That question is easier when saving for retirement, because we can predict when we want to retire. If we don't reach our savings goal, it's easy...

What should I look for in a financial planner?

Choosing a financial planner can be an intimidating process. Who can you trust to handle your finances and are they looking out for your best interests. Here are 5 questions you should ask: 1) How long have they been in the industry? Experience in important in financial services. 2) Do you have a Fiduciary responsibility to your clients? This is the new standard for working with clients. Having fiduciary responsibility means you are working in your client’s best interests and putting their needs a head of your own. Ask how...

Why do people see a Financial Planner?

We see people from all walks of life. The first time someone comes to see us there is normally a life event that brings them to our office. This could be a milestone birthday for them or a loved one. It could be a change of jobs or a child going into a specific grade. The most common question we get at an initial meeting is ‘Am I on track for retirement’. This leads to many other questions from us and then onto many other great conversations. During an initial...
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The content is developed from sources believed to the providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionala for specific information regarding your individual situation. Some of this material was developed and produced by Advisor Launchpad to provide information on atopic that may be of interest. Advisor Launchpad is not affiliated with the name representative, broker-dealer, state- or SEC-registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

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